Joanna Wartini
pages: 76-91, JEL classification: C15, C61, G22, Key words: metody symulacji statystycznych, techniki optymalizacyjne, zakłady ubezpieczeń, Abstract: Dynamic Financial Analysis has become the irreplaceable and comprehensively used tool used by insurance companies. The process of Dynamic Financial Analysis is not accidental, it involves the stochastic scenario generator, input and output. It integrates various models and techniques from finance and actuarial science into one “multivariate” dynamic simulation model. That modern approach to risk management and decision making provides for the integrated and holistic quantitative analysis of all significant risk factors affecting the insurer, helping management improve the business strategy.